Payment Plan

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Cowra Dental Practice is proud to be partnered with MySmilePlan to help others access the dental care they need, when they need it.

What is MySmilePlan?
MySmilePlan is a dental payment plan powered by Openpay that allows patients to pay off their treatment in fortnightly installments. There are three types of treatment plan available.

What are the different treatment plans?
• 3-month plan: $0 – $500 in dental treatment
• 9-month plan: $501 – $2000 in dental treatment
• 15-month plan: $2001 – $9000 in dental treatment

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How does it works? What do I need to bring?
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Will I need to pay a deposit?
Yes. Before commencing the payment plan, patients will need to deposit 20% of their total treatment. Luckily, there is 0% interest for the entire plan, making it that much easier for our patients’ pockets.

Are there any hidden fees?
No, there are not. There is an establishment fee of $39 and a $3 credit card processing fee for the deposit and each fortnightly payment.
Any late payment will incur an additional $9.50 fee.
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Can I pay the payment plan off faster if I would like to?
Yes. You can make additional lump sum payments at any time by calling OpenPay on 1300 168 359.

How do I apply for MySmilePlan?
Applying for MySmilePlan is very simple and easy. There is no paperwork needed as the application is done online by the dental staff. All patients need to provide is an Australian photo ID (driver’s licence, passport or proof of age card) and their contact details. A quick 2-minute credit check will be conducted and if the patient is eligible, then MySmilePlan will be ready for use. Because the credit check is done by the MySmilePlan system, patients will not need to worry about their credit history being seen.

Patients may also apply by themselves using the Openpay app (available for Iphone and Android phones) and have their credit check done from the privacy of their own phone. When approved, the patient will need to go back to the practice and complete the payment plan process with the dental staff. It’s a simple process, but if there are any enquiries; feel free to contact us and we’ll be happy to explain more.

Otherwise, please visit https://mysmileplan.com.au/dental-payment-plans-for-patients/ for more information, or download the information booklet here.